CI Direct Investing reports all account information dynamically online, including all disclosures required by regulation under the Client Relationship Model - Phase 2 (CRM2). For your account you can see holdings, transactions, performance and fees. We display the fee you pay CI Direct Investing in dollar terms. We do not use any funds that pay trailing commissions, so you will only see fees paid directly to CI Direct Investing. For greater transparency we also show the Management Expense Ratio (MER) of your portfolio in percentage terms.